Realty Transfer Certificates


The Realty Transfer Act (15-7-300, MCA) lets us serve property owners in two ways:

Filing Requirement

When real estate changes ownership, a Realty Transfer Certificate (Form RTC) must be filed with the County Clerk and Recorder at the same time the deed is filed for recordation.

Both seller (grantor) and buyer (grantee) names must be identical on the Form RTC and the accompanying deed. (15-7-304 and 15-7-305, MCA)

The information needed for the RTC includes:

Important

In Part 4, Description of Transfer section of the RTC, the term Beneficiary Deed has been replaced with Transfer on Death Deed.

Based on the law, Title 72, Chapter 6, Part 4, created in the 2019 Legislature, an RTC is not required to be filed when a transfer on death deed is recorded with a county clerk and recorder. Upon the property owner's death, the beneficiary is required to file an RTC with a copy of the recorded transfer on death deed and a copy of the certified death certificate.

What is Real Estate?

Real estate includes:

Exceptions From Providing Sales Price

An RTC doesn't need to include the amount paid for the real estate if it is a: